Lock in your rate with a new purchase loan.
Getting a mortgage is about more than just rates; it’s about developing
a plan for one of the biggest investments that you will make in your life. We work to match your unique credit, income and asset qualifications to the best program available to you.
Save on monthly payments through a refinance.
When refinancing, it is important to understand what your unique goals are so that we can customize a loan program for you. Whether we are lowering your interest rate or putting you in a different type of loan, we
will assess your needs to determine the right fit to get more money
in your pocket.*
Rates are rising: how can you beat the clock?
We are on the forefront of delivering the widest array of purchase money home loans; and as a direct lender of FHA, VA, USDA, Conventional, and Jumbo loans, we can prepare a loan pre-qualification that will position you to buy the home of your dreams.
What Loan Program is Right for Me?
Grasping the mortgage process is one of the toughest and most stressful parts of buying a home, but you don’t have to be a master. There are various loan options to choose from, so keeping yourself informed and knowing the basics will get you steps closer to owning your dream home.
Who We Are
Cardinal Financial is a fast-paced, progressive,
and professional organization that focuses on designing solutions for our borrowers, partners,
and employees. We are genuine, hard-working people who have the audacity to continuously raise the bar and intentionally iterate beyond what is considered “enough.”
We never settle. We never stop. We’re always moving forward.
We’re focused on providing the best experience
possible. How do we do that? It takes all of us to believe that moving forward together is how we achieve everything. Working together, collaborating, communicating, and respecting one another is how we become better for each other, our customers, and our partners. Remember—you are the experience.
Cardinal Financial is powered by Octane, our loan origination platform. Octane moves our borrowers through the mortgage process with speed and efficiency. And for our business operators, it’s the most powerful loan officer assistant out there.
The engine that powers our business.
And soon, hopefully yours too
Whether we’re hiring the best engineers or using employee feedback to drive improvements and weekly updates, Octane is living proof of Cardinal’s “never settle” mentality. We’re not okay with just being good enough today; we have to move forward for tomorrow.